https://connect.bcbsmt.com/ask-bcbsmt/en-USTelligent Community 12https://connect.bcbsmt.com/ask-bcbsmt/w/frequently-asked-questions/18/view-claimsThu, 02 Apr 2026 21:13:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:03ff2882-9897-497c-9228-2e11b8a63b30BridgettIf you're looking for a way to manage your medical claims, your online member account is the way to go. To get started, log in to your account online or through our free BCBSMT App and click on Claims. You can view claims from the past 18 months. You can also search and filter claims to help find the information you need. Filter by member, claim type, claim status and health service provider. You can also download or print claims information. When you download your claims information, you can select one or more claims and download the information to one spreadsheet. The file will show the type of claim and itemized cost information. Each claim comes with an Explanation of Benefits , a quick guide to help you better understand your claims information. Your EOB will break down the services you received, the cost of the services and what you might have to pay. Want updates about your claims status? Log in to your member account. Go to My Account, Profile and Preferences and open Notification Preferences . Choose alerts by email, text or both.Medical ClaimsBlue Access for MembersBAMOpen Enrollmenthttps://connect.bcbsmt.com/ask-bcbsmt/w/frequently-asked-questions/27/well-ontargetThu, 19 Mar 2026 21:02:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:758c41a9-e57f-4b7b-923f-82ff4d1e5988BridgettStart a Healthy Journey with Well onTarget ® Well onTarget ® (and Blue Points) is not available to all members. Check Blue Access for Members SM or ask your benefits administrator to see if you have the Well onTarget benefit. Well onTarget is a program that offers the support you need to make healthy choices. With Well onTarget , you have 24/7 access to a secure website and mobile app that put personalized health tools and resources right at your fingertips. Simply go to wellontarget.com * to explore the innovative tools and resources. Self-Management Programs Interactive educational programs help you achieve your health goals at your own pace. Learn ways to eat healthier, manage weight, reduce stress, stop smoking and more. Easily track your progress as you make your way through each lesson. Health and Wellness Content Our digital library is full of reader-friendly articles with information and resources on a wide variety of health conditions. Tools and Trackers Make wellness fun and stay on course with easy-to-use tools. Sync a device or use a built-in resource to track your steps, sleep, nutrition and more. Health Assessment (HA)* Get a personalized wellness report and tips for living your healthiest life when you take the health assessment. Your answers are confidential and will allow the Well onTarget portal to personalize content to help you reach your goals. Coaching Programs** Want to improve your physical fitness? Interested in nutrition and need guidance? Put a wellness coach in your corner. A team of credentialed health experts can help you set and achieve your health and wellness goals. Coaches are available by phone and secure messaging for one-on-one support. Blue Points*** The Blue Points SM program rewards members with points for engaging in health-promoting activities. As your points add up, you can redeem them for gift cards. Fitness Program Enjoy unlimited access to a nationwide network of fitness centers with this flexible membership program. With more than 12,000 participating fitness locations, you can find one that fits your schedule and lifestyle. Plus, membership is month to month — no long-term contract is required. Plan options range from $19 to $239 per month per member, with a one-time enrollment fee of $19. Wellness on the Go Once you have registered online for Well onTarget, there are convenient apps you can use to stay on top of your health wherever and whenever you want. The Well onTarget Fitness Program app makes it easy to keep your fitness routine organized. Use the app to: Track your check-ins Find locations in the Fitness Program network Access your membership card The AlwaysOn mobile app gives you easy access to Well onTarget. Work on your health and fitness goals anytime, from anywhere using your smartphone. You can download both the AlwaysOn and Well onTarget Fitness Program apps in the Apple or Google store. Ready to Get Started? To access Well onTarget, log in to Blue Access for Members SM (BAM SM ). If this is your first time logging in, you’ll need to register your account. Once you’re logged in to BAM, click My Health , then select Wellness. Click the button on the Well onTarget tile to go to the Well onTarget portal. Note: To see if Well onTarget is available to you, call the number on your Blue Cross and Blue Shield of Montana member ID card. * The Well onTarget program is offered to you as a part of your employer-sponsored benefits. Participation in the Well onTarget program, including the completion of a Health Assessment, is voluntary and you are not required to participate. Visit Well onTarget for complete details and terms and conditions. ** Coaching programs are only available to individuals whose employers have purchased the program. Check with your administrator to see if the Coaching programs are available to you. *** Program rules are subject to change without prior notice. See the Program rules on the Well onTarget Member Wellness Portal for more information. The Well onTarget member rewards redemption service is provided by an independent third party. AlwaysOn is owned and operated by Onlife Health Inc. Onlife Health Inc. is an independent company that provides digital health management for Blue Cross and Blue Shield of Montana. Onlife Health is an independent company that provides wellness services for the Well onTarget program. Members can use their Blue Access for Members SM credentials to access wellontarget.com. Blue Cross and Blue Shield of Montana makes no endorsement, representations or warranties regarding third-party vendors and the products and services offered by them.ExerciseWeight ManagementBlue Access for MembersBAMWell onTargetNutritionhttps://connect.bcbsmt.com/ask-bcbsmt/w/frequently-asked-questions/15/blue-access-for-membersThu, 19 Mar 2026 16:38:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:bf409347-d1c5-438f-ace0-9c4ee876d9daBridgettBlue Access for Members SM (BAM SM ) puts everything you need to know about your health plan right at your fingertips – 24/7. With BAM, it’s easy to make the most of your health benefits. The secure, user-friendly member portal houses everything you need – all in one place. Log in to access detailed information about your: Account Coverage & Benefits Claims Plus, you can download Forms and Documents , and even connect with Customer Service . Knowledge is power, right? With BAM, you’re empowered to quickly: Check the status of your claim and claim history Confirm who’s covered under your plan View and print an Explanation of Benefits (EOB) for claims Find a Doctor or Hospital in your plan’s network Set your email and text alert preferences Keep your ID card handy. Now you never have to be without your member ID card . With BAM, you can: Request a new or replacement card Print a temporary one ID card Get a digital ID card that goes everywhere Enjoy wellness tools and perks. BAM features a direct link to Well onTarget ® – a rewards program that nurtures healthy choices. You’ll find a host of amenities, including: Health and wellness content Tools and trackers Personalized digital coaching Self-paced health programs to help you reach your goals Plus, you get unlimited access to a nationwide network of fitness centers with flexible, month-to-month memberships. Just look for the Well onTarget link on the left side of the page after you log in to BAM . BAM is mobile! Keep BAM in the palm of your hand. With the mobile app, you can tap into your important health information – anytime, anywhere. Set your language preference (English or Spanish) Access your member ID, add it to your mobile wallet, even email it to your provider Find in-network care providers and facilities Check your claims Connect with a Customer Service rep To download the app, go to Apple App Store , Google Play . or text* BCBSMTAPP to 33633. Ready to get started? Create your account now. Once you’ve registered, log in to your account. Need technical help? If you can’t register or log in to Blue Access for Members , call: The customer service number on your member ID card Representatives are available 7 days a week. Have questions about your benefits or a claim? If you have questions about any information in your Blue Access for Members account, you can: Send us a private message through the BAM “Message Center” Call the Customer Service number on your member ID card Use the private message feature on Connect Community or Facebook Talk with us via Web Chat *Message and data rates may apply. View Terms and Conditions and Privacy Policy at bcbsmt.com/mobile/text-messaging. Originally published 8/18/2015; Revised 2017, 2018, 2023Blue Access for MembersFAQsOpen Enrollmenthttps://connect.bcbsmt.com/ask-bcbsmt/f/questions-and-answers/300/i-am-a-new-member-and-have-not-yet-received-my-id-card-so-i-do-not-have-any-existing-member-id-or-group-number-or-anything-yet-i-need-to-provide-this-information-right-now-to-a-health-care-provider-how-can-i-find-the-required/284Wed, 07 Jan 2026 22:00:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:c7a57c71-807e-4a0c-8f44-29b53db2483dBCBSMT Connect TeamHello, We can help you with this if you'd like to send us a private message. ~ KWhttps://connect.bcbsmt.com/ask-bcbsmt/f/questions-and-answers/300/i-am-a-new-member-and-have-not-yet-received-my-id-card-so-i-do-not-have-any-existing-member-id-or-group-number-or-anything-yet-i-need-to-provide-this-information-right-now-to-a-health-care-provider-how-can-i-find-the-requiredWed, 07 Jan 2026 21:47:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:60f91bad-0f57-4c97-a47d-813a46d91a61AaronSeymourI am a new member (my company changed plans from United Healthcare) as of 01/01/2026, and I have not yet received my ID card, so I do not have any existing member ID or group number or anything, yet I need to provide this information right now to a health care provider. How can I find the required information about my coverage? This seems like the most common and important question, yet I cannot find it anywhere on the BCBSMT site. Shouldn't I be able to look up my info using my name, employer, SS#, etc. ?https://connect.bcbsmt.com/ask-bcbsmt/w/frequently-asked-questions/42/looking-for-a-health-insurance-formTue, 23 Dec 2025 22:28:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:2ee3ceed-bd8b-4ca8-8ee0-a92a9661810bBridgettUse our Form Finder for Members to locate health insurance forms when you need them. Need to file a claim, order a refill prescription, or make a change to your existing policy? It’s easy to search for and download a form. Here are just a few commonly used forms you may be looking for: Claim forms for medical, prescription drug, dental or vision plans. Mail-order forms for home delivery of new and refill prescriptions. HIPAA privacy forms, including the Confidential Communications Request Form, Request Personal Health Information (PHI) Records Form and Standard Authorization Form . Enrollment/Change in Coverage forms. The type of form you need will depend on your specific plan coverage. To get started with Form Finder, here are a few helpful tips: On bcbsmt.com, in the top menu go to For Members > Forms and Documents and choose Form Finder . To narrow your search results, choose a topic from the categories on the left or type keywords in the search box. With each form listed, use the down arrow next to the form title and a description will appear below. Click on “Download” to open the form in a new window. You can save the form if needed. Not finding what you are looking for with the public website Form Finder? Members can also log in to their member account to find forms and a whole lot more. Once logged in, go to Support > Forms and Documents . The forms and documents you can access there will be determined by the health care plan you are enrolled in.Medical ClaimsBlue Access for MembersBAMMedical BillsOpen Enrollmenthttps://connect.bcbsmt.com/ask-bcbsmt/w/frequently-asked-questionsThu, 18 Dec 2025 22:31:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:9e2ef9fc-6026-4b54-8d05-feb24b42894bBCBSMT Connect TeamYou've Got Questions: We've Got Answers Understanding health insurance isn’t always simple and may leave you with a lot of questions. To get quick, easy answers 24/7, just log into your member account online . As a member, you can always access your online account to get details about your health plan coverage, member benefits, claims and much more. Check our member quick-start list Take a look at common topics members ask questions about: Fitness programs, gym information and wellness access Convenient ways to pay your bill New ID card, lost ID card, or digital ID card Finding a doctor or hospital in network Don’t see the answer to your question? Reach out to us, we’re happy to help. A Customer Advocate can guide you to what you’re looking for online or give you the information you need. You can easily start a chat while you’re in your online account or call the number on your member ID card. Are you a health care provider? Have questions about patient eligibility? Need help with prior authorization? Want to know the status of a claim? Want to request a fee schedule? Trying to connect with the Behavioral Health unit? You’ll find direct contact information for the specific help you need at Provider Services . Tap into the Connect Community Connect offers a fun and interactive way to nurture good health. Every online blog focuses on health, wellness or benefits info you need to know. There’s a wealth of topics and healthy tips you can share with friends on social media. You’ll find articles in English and Spanish to help you learn about: Health and wellness Your health coverage choices Ways to use your health care benefits Connect makes it easy to: Share your favorite content on Facebook and Twitter Like a post or join the conversation on ideas and issues that are important to you Create your Connect Community profile today.FAQsCustomer ServiceAsk a questionhttps://connect.bcbsmt.com/ask-bcbsmt/w/frequently-asked-questions/41/go-mobile-with-the-bcbsmt-appMon, 08 Dec 2025 23:28:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:acbc3ba4-0b06-4ca1-9983-3114b3542d45BCBSMT Connect TeamKeep your coverage information in the palm of your hand. Where did I put my health insurance card? What’s my deductible? Is that doctor in my network? These questions and many others can be answered anytime from anywhere with the BCBSMT App. With the BCBSMT App, you can: Securely log in with Face ID (iOS only) or Fingerprint ID* See your Explanation of Benefits Access your digital member ID card. iOS users can download it to your wallet for easy access. Find in-network doctors, hospitals and urgent-care facilities Review your claims, coverage, deductible and out-of-pocket spending information Find your medical and prescription copays Connect with your spending accounts (HCA, FSA, HRA and HSA) Link directly to Well onTarget ® , the member wellness portal Get fast answers with two-way messaging (if offered with your plan) View everything in Spanish (if your phone settings are set to Spanish) The BCBSMT App is free and available in English and Spanish for iPhone and Android users. Download it today. * Availability varies by deviceBCBS AppBlue Access for MembersFAQsProvider FinderMobile AppFind a Doctorhttps://connect.bcbsmt.com/ask-bcbsmt/f/questions-and-answers/299/out-of-state-emergency-coverage/283Mon, 08 Dec 2025 19:52:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:096094d9-cbc7-4ad6-8ba9-ab32ae611eddBCBSMT Connect TeamHi Ralph, Coverage depends on the specifics of your plan. If you would like to send us a private message, we can have someone check on whether that is covered under your policy. ~ HChttps://connect.bcbsmt.com/ask-bcbsmt/f/questions-and-answers/299/out-of-state-emergency-coverageMon, 08 Dec 2025 19:25:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:7c456d97-ed16-4c87-b579-fd981d176fcbralphblumenHello all, Does my BCBSMT plan cover emergency care if I’m treated outside Montana? Just need a clear yes/no and any conditions. I’ve searched the FAQs and my “Summary of Benefits & Coverage” but couldn’t find clear information about out-of-state emergency coverage for members whose plan is based in Montana. Could someone clarify: Thank you! Ralph D. Blumen Blumenversand Bern CCOcardCustomer Servicehttps://connect.bcbsmt.com/ask-bcbsmt/w/frequently-asked-questions/290/glp-1s-for-weight-lossMon, 24 Nov 2025 22:32:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:abb647a4-059d-4408-8dbb-36b97bf7cdc0BCBSMT Connect TeamGLP-1s are a class of drugs commonly used to treat Type 2 diabetes. But some GLP-1s are also FDA approved for treating obesity and obesity-related conditions. Here’s what you need to know. What are GLP-1s? GLP-1 is a hormone that helps control blood sugar and increase insulin production. While your body naturally produces GLP-1, how much is made can slow because of things like chronic stress, poor gut health and hormone changes. GLP-1 drugs, or GLP-1s, can help cause the same responses in the body when the body’s hormone isn’t working as well as it should. How do GLP-1s work for weight loss? GLP-1s also slow down how quickly food digests and leaves your stomach, so you feel full faster and longer after eating. Combined, this can help you lose weight. And make sure to combine your prescription with healthy lifestyle changes like diet and exercise. Using GLP-1s alone won’t give you lasting results. What are the benefits of using GLP-1s for weight loss? Along with diet and exercise, GLP-1s help with weight loss by curbing your appetite. They make you feel full faster so that you eat less. Which GLP-1s are FDA approved for weight loss? Several types of GLP-1s are approved for weight loss and other conditions besides diabetes. The brand names to look for are Wegovy® (semaglutide), Saxenda (liraglutide) and Zepbound® (tirzepatide). FDA approval means doctors can prescribe them for weight loss. What are the risks and side effects of GLP-1s? The most reported side effects are nausea, diarrhea and stomach pain, and reactions at the injection site. Some underlying health issues can put you at risk of worse side effects, like gallbladder problems or swelling of the pancreas. Are GLP-1s through online sources safe? It’s important to use GLP-1s only under the care of a doctor you know and trust. There are many products being sold online that may not be approved by the FDA. Drugs that are not FDA-approved may not be as safe or effective. Check the FDA website for concerns about using these drugs that could put your health at risk. Does insurance cover GLP-1s for weight loss? Most plans don’t cover GLP-1s for weight loss. However, doctors can prescribe GLP-1s without it being a covered benefit. This means you will pay out-of-pocket for the prescription. Check your plan benefits. If part of your benefits, you likely will need approval from your health plan before you start treatment. Be sure to talk to your doctor about your options. Work together to decide what is best for you. Source: Diabetes drugs and weight loss , Mayo Clinic, 2025; GLP-1 Agonists , Cleveland Clinic, 2023; FDA’s Concerns with Unapproved GLP-1 Drugs Used for Weight Loss , U.S. Food and Drug Administration, 2025Weight ManagementFAQshttps://connect.bcbsmt.com/ask-bcbsmt/w/frequently-asked-questions/16/how-to-registerWed, 19 Nov 2025 20:48:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:8f7508e4-8ce9-471b-903f-fd8731bf4c26BCBSMT Connect TeamAs a member of Blue Cross and Blue Shield of Montana, you can access your online account, putting important health plan information at your fingertips. Set up your online account to: Find a doctor or hospital in-network See how much you've spent toward your deductible Check claim status and history Share your contact preference (email or SMS text messages) Review billing and payment history Read helpful tips and wellness articles Connect with a Customer Advocate If you are the main subscriber with family members on your plan, you will be able to see your dependents’ information. You can also check the family deductible. To get started, you'll need: A valid personal email address to confirm your registration The member ID number on your ID card or member welcome letter To sign up for online access, follow these simple steps: Go to the Log In page. Choose Create an Account. Follow the directions on how to create an account. You’ll need to verify your identity to access your secure information. Once you get an email confirming you are set up, log in to see the main page, or dashboard, where you can find links to all your account information. Register today so you can have easy, secure access to your benefits, all in one place. If you prefer, you can use the BCBSMT App to sign up. The BCBSMT App makes it easy to access your account on the go and get the most from your benefits — anytime, anywhere.BCBS AppRegisterBlue Access for MembersFAQsOpen Enrollmenthttps://connect.bcbsmt.com/ask-bcbsmt/w/frequently-asked-questions/12/find-a-doctor-or-hospitalMon, 20 Oct 2025 15:49:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:e3ff7be5-2a60-46ae-b58d-1629078f37e5BCBSMT Connect TeamPicking the right doctor for your needs is important. There’s a lot to think about when deciding where to get health care – cost, network, location and more. Your health plan gives you access to many kinds of providers. Before you go for care, make sure the provider is in your health plan network. Choosing a provider in your plan’s network can help keep your costs down. Our resources make your search easier If you have a Blue Cross and Blue Shield of Montana plan, search for providers in your network by logging in to your secure member account. There are two ways you can get there. Download the BCBSMT App from the Apple App Store or Google Play . You can get it in English or Spanish. Log in to your member account . Once you are logged in, click on the Find Care section to: Find in-network doctors, hospitals and other providers in your health plan’s network Search by specialty, ZIP code, language spoken, gender and more Compare quality and awards for doctors, hospitals and more Compare estimated costs for in-network providers* Find details about providers’ certifications and recognitions *Not all plans provide this information. What are in-network providers? Health care providers who have agreed to give care to you and other members in your health plan are called network providers. They may also be called in-network or participating providers . Those without a contract to provide care are out-of-network providers. Be sure to stay in network to save money with discounted rates. Not a member or just want to search as a guest? If you're not a BCBSMT member, you can still search online as a guest . Before searching, have some information ready: Name of the health plan you’re considering Your ZIP code, or the ZIP code of where you want care The type of care you need The doctor’s or facility’s name, if you have one in mindEmergency CareProvider FinderBlue Access for MembersBAMProvider FinderFind a DoctorOpen Enrollmenthttps://connect.bcbsmt.com/ask-bcbsmt/w/frequently-asked-questions/11/paperless-eobsMon, 20 Oct 2025 15:47:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:9e9f1d9d-6233-46e1-a6ee-50983f087893BCBSMT Connect TeamHow do I get claims status without paper statements? It’s easy! You can view your Explanation of Benefits documents online through your secure member account. Be sure to have your member ID card handy when you register. You can access your account any time by downloading our free BCBSMT App. The BCBSMT App is available in English and Spanish for iPhone and Android users. Download it from the Apple App Store or Google Play . Or you can register for Blue Access for Members SM to access your secure account. After logging in to your account, you can choose to “go paperless.” Go to My Account in the top right corner. Choose Profile and Preferences. Make sure you have added your email address and mobile number under Contact Information . Select Notification Preferences in the left navigation list. Opt-in to Go Paperless by checking the box. Choose Email and/or Text notifications for each type of information you get. Frequently Asked Questions Overwhelmed by the thought of going paperless? We understand. Check out these answers to some common questions. Q: How will I know my claim has been finalized ? A: You'll get an email or text notification when you can view your statement online. Q: What if I like to keep paper copies for my records? A: Let us be your file cabinet. Statements are kept online for 18 months. During that time, you can view, save and print your statements whenever you like. If it’s been more than 18 months, call us at the number on your ID card to request a copy. Q: Is my information safe online? A: Yes. We use the latest technology to maintain the privacy of your information. Your information is available through Blue Access for Members, secured behind firewalls. Q: What if I want to opt back in? A: You have total control. Switching back is as easy as updating your preferences in the BCBSMT App or Blue Access for Members.Communication PreferencesBlue Access for MembersFAQsExplanation of BenefitsOpen Enrollmenthttps://connect.bcbsmt.com/ask-bcbsmt/w/frequently-asked-questions/24/using-contact-usMon, 20 Oct 2025 15:47:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:b72c2d14-bde2-4fd5-bd4a-84a3bc484d91BCBSMT Connect TeamI sent a question using the secure message feature in Blue Access for Members. How long will it take to get an answer? Once we receive your message within Blue Access for Members SM , a customer advocate will make sure your question is addressed by all the right people. You’ll get a response from our team within two business days to let you know we are looking into your question. It may take up to several weeks to get a full answer. Here’s why: Our customer service teams are split by specialty. This ensures our members are helped by employees with the most training and resources. If your BAM inquiry is about several concerns (billing, claims, membership, etc.), an answer may take a bit longer. We try to answer all concerns at once. If you have an urgent request, call customer service at the number on your ID card. Billing questions close to a payment due date, pharmacy refill requests, health concerns and similar issues are best resolved with a phone call. Our staff is available 8 a.m. to 8 p.m. CT to answer your questions. We know you don’t like being on hold, but sometimes waiting to speak to a customer advocate directly, rather than waiting for an email response that could take a week or two, is the best choice. Originally published 10/2/2014; Revised 2015-2024Blue Access for MembersBAMCustomer ServiceOpen Enrollmenthttps://connect.bcbsmt.com/ask-bcbsmt/w/frequently-asked-questions/25/bcbsmt-member-id-cardMon, 20 Oct 2025 15:45:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:7915284c-2bb9-42f7-8a1b-1718285ba2c2BCBSMT Connect TeamPlanning to visit the doctor or fill a prescription at a new pharmacy soon? You’ll want to have your member ID card handy. If you’ve misplaced or lost yours, you can download, print or request a new card on Blue Access for Members SM . Here’s a quick look at what you need to know: Print or download a member ID card If you need a member ID card today for an appointment or pharmacy visit, you can get one on BAM SM . Log in to BAM . If you haven’t registered yet, you’ll need your group and individual member ID numbers. You can find both on the welcome letter you received from us. After you log in, click on "Member ID Card” at the top. From there, you can view and download a digital ID card. Request a new ID card You can also order a new ID card. Log in to BAM . If you haven’t registered yet, you’ll need your group and individual member ID numbers. You can find both on the welcome letter you received from us. After you log in, click on "Member ID Card” at the top. From there, click on "Order a New Member ID Card.” Confirm your address and submit your request. Your card will be sent to you within two weeks. If you have questions about getting a new member ID care or about benefits, claims or other information related to your Blue Access for Members account , call customer service at the number listed on your member ID card. For easy access to BAM and your virtual ID card, download our mobile app to view on your mobile device. The BCBSMT App is available for iPhone and Android users. To get the BCBSMT App, text * BCBSMTAPP to 33633 or search for BCBSMT i n the Apple App Store or Google Play. *Messaging data rates may apply. Terms & Conditions and Privacy Policy . Originally published 8/18/2015; Revised 2016, 2018, 2020, 2021, 2022, 2024Blue Access for MembersBAMID CardOpen Enrollmenthttps://connect.bcbsmt.com/ask-bcbsmt/w/frequently-asked-questions/40/new-memberMon, 20 Oct 2025 15:42:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:cd3e9085-76b8-414f-b902-dabcb2f3cfa8BCBSMT Connect TeamCongratulations on purchasing your new health insurance plan. If you’re wondering when you can start using your plan or when you can expect your member ID card, read on. We’ve got answers to questions that may be swirling around in your head right now. Q. Has my coverage started? Can I use my health plan? A. Your very first premium payment will activate your coverage. You can begin using your health plan within one to two days after that – depending on the way you choose to pay your premium . After you've made your first payment, your coverage is activated. There is a brief period of time known as the “coverage gap.” This is the period between your requested effective date and the date of your first payment. Health care expenses charged during the coverage gap can be applied to your deductible. You may even be reimbursed for some health care services. Q. I need to get a prescription filled, but don't have my ID card yet. What can I do? A. You should receive a new member welcome letter a few days after completing your enrollment. Your member identification and group number are listed on the welcome letter. Your pharmacy can use them to verify your benefits. Remember, you need to pay your first premium before you can start using your benefits. Using the same information from your welcome letter, you can also register for Blue Access for Members SM (BAM) and print a temporary ID card to use until your regular member ID arrives in the mail. You can also download the BCBSMT app to place your ID card in your Passbook . Q. I applied for a plan on the Health Insurance Marketplace, but haven't heard if my application has been received and accepted. Did my coverage start on the effective date I requested? A. We receive new applications from the Marketplace every day. It takes a few days for the Marketplace to complete their processing and send the application to us. Once we receive it, it takes about five to 10 business days for us to process your enrollment. If you just applied recently, we encourage you to wait a few days to see if you receive your membership information. If you applied weeks ago and haven’t received anything from us, your application may need additional information. If you applied on the Health Insurance Marketplace or with us online and haven’t received information from us after a few weeks, call our Customer Service Center at 1-855-591-1515 . We can look up the status of your application. Q. When will I get my member ID cards, and how many will I get? A. You should get your member ID cards in the mail soon after your application is approved. Individual and family PPO members will receive no more than two membership ID cards. Please note that all member ID cards will just list the subscriber’s name, but the cards can be used by all of the dependents enrolled under the policy. HMO Individual and family plans will get a card for each member enrolled. You can print a temporary ID card and request additional cards through your Blue Access for Members (BAM) account. You’ll need your member identification number and group number to register for BAM. These numbers can be found on the new member welcome letter you should receive within days of enrolling. Q. I received my ID cards in the mail, but they only have my name on them and not my spouse's. Can I get another ID card with their name on it? A. No need! Your member ID cards only list the primary subscriber's name, but they can be used by all of the dependents (in this case your spouse) enrolled under your policy. If you still have questions, we have answers. Ask your question here .PrescriptionsBlue Access for MembersBAMCustomer ServiceID CardPay Premium Billshttps://connect.bcbsmt.com/ask-bcbsmt/w/frequently-asked-questions/43/protecting-your-protected-health-information-phiMon, 20 Oct 2025 15:42:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:bdfd5aba-021b-4186-88b5-ef3a6f64b099BCBSMT Connect TeamHave you ever felt nervous making a withdrawal from an ATM? Maybe someone was hovering a little too close for comfort. You may have wondered, “Did that person just see me enter my PIN?” Many of us have had our purse nabbed or wallet stolen. In the wrong hands, we worry our driver’s license, medical ID card and credit cards will be used to create havoc in our lives. With personal information in the hands of the wrong person, our identities can be stolen online, too. Every day, stolen identities are used in health insurance scams . Luckily, you can take steps to keep your protected health information (PHI) in the right hands. Keep Your Information Secure Your PHI is safe when it’s only shared with people you trust. PHI includes medical records and other health-related documents that list personal data. This personal data is usually your: Address Birthdate Social Security Number If you’re not sure what is and isn’t PHI, ask yourself these questions: Does the document show anything linked to my health condition? Is my name on the document? Can I be identified by anything shown on the document? Is the account I use to pay for care listed? Keep in mind, if the document isn’t related to your health, it may not be PHI. Standard Authorization Form A standard authorization form lets you choose who has access to information about your health conditions and claims. For example, you might allow Blue Cross and Blue Shield to talk with your daughter if she’s helping manage your care. You can easily access and download the form anytime you need it using our Form Finder tool. (Search for “Privacy Standard Authorization Form” in the Search bar.) Using the form is your choice. You don’t have to use it if you don’t want anyone to have access to your information. We won’t release your PHI to anyone unless you give us permission to do so. PHI and Covered Dependents After every health claim is finalized, an Explanation of Benefits is provided. An EOB shows a breakdown of services received, along with their costs and what you might have to pay. Available on Blue Access for Members SM , an EOB also displays PHI. What does this mean if there is more than one family member on a health plan? If you cover dependents on your health plan, you don’t need a standard authorization form to receive or view their EOB information in BAM. However, only the policyholder can view an EOB. Dependents can’t see their EOB or an EOB for anyone else on the plan. Only the policyholder can share an EOB with their dependents. It can be shared by printing a copy from BAM or emailing it. If you’d like your dependent to be able to request a paper copy of an EOB for someone else on the plan, you’ll need to submit a standard authorization form. Always be aware of your PHI. Protect it so it’s only shared with people you choose. Sources: Guidance Regarding Methods for De-identification of Protected Health Information in Accordance with the Health Insurance Portability and Accountability Act (HIPAA) Privacy Rule , U.S Department of Health & Human Services, 2024 Originally published 8/18/2015; Revised 2016, 2018, 2020, 2023, 2024Using Health InsuranceBlue Access for MembersBAMHealth Insurance ScamsOpen EnrollmentHealth Insurance Formshttps://connect.bcbsmt.com/ask-bcbsmt/w/frequently-asked-questions/52/how-to-update-your-pcpMon, 20 Oct 2025 15:41:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:7b5e63f0-57c9-46c8-8c9e-10233374006fBCBSMT Connect TeamIt’s important to check your secure Blue Access for Members SM account to make sure your primary care provider is up-to-date. How do I change my PCP You can change your Point of Service plan PCP online in your BAM SM account. Just log in and click on Find Care to find network provider options in your area. Once you’re ready to make your choice, click the Change PCP option and follow the prompts to choose your new provider. After this has been done, we’ll update our files and your digital member ID card to show the new PCP you chose. If you still have questions about changing your PCP or need help, call customer service at the number on your member ID card.Using Health InsuranceCustomer ServiceProvider FinderFind a DoctorID CardHMOhttps://connect.bcbsmt.com/ask-bcbsmt/w/frequently-asked-questions/116/how-do-i-submit-a-claim-for-services-received-internationallyMon, 20 Oct 2025 15:40:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:cf1d2d90-b075-4564-97a3-963358353c59BCBSMT Connect TeamWhen you receive eligible medical services from a doctor or health care facility while traveling outside the United States, you'll need to submit a medical claim to Blue Cross and Blue Shield (BCBS) Global Core for review. Here's how you can get started: Visit: www.bcbsglobalcore.com . Read and accept the terms Enter the two or three letters (called an alpha prefix) at the head of your member ID card Click "Go" On the next screen, choose "Claims Forms" Click the link to download the “International Claim Form” Check page 2 for Instructions about submitting your claim You can email your completed claim form and any attachments to claims@bcbsglobalcore.com . You can also send itemized bills and receipts – along with your completed International Claim form – to this address: Service Center P.O. Box 2048 Southeastern, PA 19399 Please include as many of the following items as possible: The letterhead indicating the name and address of the person or organization providing the services The full name of the patient receiving the services The dates of each service A description of each service The charges for each service If you need help while submitting your foreign claims, contact BCBS Global: Phone: 800-810-BLUE (2583) Email: customerservice@bcbsglobalcore.com Remember, you can always connect with us via Blue Access Message Center or the customer service phone number on your BCBSMT member ID card. Originally published 7/17/2029; Revised 2022, 2023BCBS Global CoreMedical ClaimsUsing Health InsuranceBlue Access for MembersCustomer ServiceContact usHealth Insurance Forms