Blogs

Unlock Savings on Health Care

2026-04-02T19:20:00Z

No one likes to pay for health care. But we need health care to help us stay healthy, manage health conditions and get care when we need it most. Health insurance protects us from the financial burden of unexpected medical costs. There are a few ways...(read more)

Need an Explanation of Your Explanation of Benefits?

2026-04-02T14:02:00Z

You’ve been to the doctor and paid your copay. How are you going to know when your claim is filed and finalized? Simple — you'll get your Explanation of Benefits (EOB). Your EOB will break down the services you received, the cos...(read more)

8 Things You Should Know About Deductibles

2026-04-02T09:33:00Z

Health plans can seem complicated. It helps to know what questions to ask and where to find the information you need. Take deductibles, for example. They’re important to your pocketbook, but do you know how they work? To get you started, here a...(read more)

What Is a Health Insurance Claim?

2026-03-23T12:09:00Z

We’ve all done it. Shown or uploaded our member ID card when filling out insurance forms in the doctor’s office or through an online portal. Your doctor’s office needs these details so they can file a claim. A claim is a bill your d...(read more)

How to Choose Health Care Coverage

2026-03-20T11:01:00Z

As you get ready to buy health care coverage, here are a few things to think about before you decide on a plan that works for you and your family. Do You Qualify for Assistance or Special Enrollment? Whether you’re buying for the first time or ...(read more)

Manage Your Stress with Our Self-Management Programs

2026-03-19T15:02:00Z

Stress can happen to anyone. It comes in many different forms and from different areas of your life. Too much work? Not enough “me-time?” Problems with a loved one or friend. Sometimes, stress can be overwhelming. When it is, your body of...(read more)

Beware of Health Insurance Phone Scams

2026-03-19T06:11:00Z

Some Blue Cross and Blue Shield of Montana members have been targeted by phone scammers. There are two types of scam calls that members should be aware of. The first type of scam call is known as "spoofing." Spoofing happens when someone fakes t...(read more)

How to Use Your Digital Member ID Card

2026-03-03T09:29:00Z

Your phone does a lot more than text and make calls these days. It’s a safe place to keep important parts of your life. You can store photos of people you love and use it to pay for things. You can also use it to see your health insurance benef...(read more)

The Help You Need to Navigate Your Health Plan

2026-02-27T19:09:00Z

Insurance can be confusing. We’re here to help. Our Help Center can help you find the answers you need to use your benefits and get answers to key questions. Get Help in One Handy Place Bookmark the Help Center and visit often for quick, e...(read more)

Learn About Prescription Costs

2026-02-27T07:54:00Z

There are many things to know when it comes to getting the medicine you need. How much will it cost? Is there one that will work just as well but cost less? Does it matter where I go to get my prescription filled? And these are just a few. We have so...(read more)

What Is a Premium Tax Credit for Health Insurance?

2026-02-25T13:29:00Z

A premium tax credit is a form of financial assistance. It helps with the cost of buying health insurance. Before you enroll in a new plan, check to see if you qualify for a tax credit. Who Is Eligible? Premium tax credits are for individuals and fam...(read more)

Everything You Need to Know About Health Savings and Flexible Spending Accounts

2026-02-11T12:24:00Z

Along with acronyms for preferred provider organizations (PPOs) and health maintenance organizations (HMOs), add two more to your list. Both can help you pay doctor bills and save money. Health savings accounts (HSAs) and flexible spending accounts (...(read more)

What Is an HMO?

2026-02-09T21:01:00Z

An HMO — or health maintenance organization — can help keep your costs lower and more predictable compared to other types of plans. With one doctor to coordinate your care, an HMO health plan is easy to use. An HMO health plan offers: Mo...(read more)

How to Find In-Network Providers

2026-02-09T20:42:00Z

There’s a lot to think about when deciding where to get health care – cost, networks, location and more. Being informed does not have to be tricky. We have resources available to help you make the best decision for you. Your online m...(read more)

Know Where to Go When Minutes Count, or Anytime

2026-02-09T14:21:00Z

It’s important to know where to go when you need care. Sometimes the choice is clear. If you’re having signs of a heart attack or stroke, it’s best to go to an emergency room (ER). But what if you have a sore throat? Or an upset sto...(read more)