<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet type="text/xsl" href="https://connect.bcbsmt.com/cfs-file/__key/system/syndication/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Blogs</title><link>https://connect.bcbsmt.com/my-coverage-explained/b/weblog</link><description>Get your Montana health insurance coverage explained by our experts. We&amp;#39;ll also give you advice and tips to handle a variety of issues you may encounter.</description><dc:language>en-US</dc:language><generator>Telligent Community 12</generator><lastBuildDate>Fri, 10 Apr 2026 19:27:00 GMT</lastBuildDate><atom:link rel="self" type="application/rss+xml" href="https://connect.bcbsmt.com/my-coverage-explained/b/weblog" /><item><title>You and Your Doctor:  Working Together to Keep You Healthy</title><link>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/work-together-with-doctor</link><pubDate>Fri, 10 Apr 2026 19:27:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:7d050732-c6a1-4122-96ec-1ca908c1d1ff</guid><dc:creator>BCBSMT Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsmt.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=758</wfw:commentRss><comments>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/work-together-with-doctor#comments</comments><description>When you need medical care, do you have a doctor you can call?&amp;nbsp;If not, find a doctor you can call your own. Don&amp;rsquo;t wait&amp;nbsp;until you&amp;rsquo;re sick to become a patient.
If you have a POS* plan, you&amp;rsquo;ll need to find a primary care prov...(&lt;a href="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/work-together-with-doctor"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsmt.com/aggbug?PostID=758&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Doctor%2bPatient%2bRelationship">Doctor Patient Relationship</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Primary%2bCare%2bProvider">Primary Care Provider</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Find%2ba%2bDoctor">Find a Doctor</category></item><item><title>Breast Pumps Can Help Make Breastfeeding Easier</title><link>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/breast-pumps</link><pubDate>Thu, 09 Apr 2026 06:21:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:b8fdcc81-064e-4875-9a32-5db530e83754</guid><dc:creator>BCBSMT Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsmt.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=980</wfw:commentRss><comments>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/breast-pumps#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/los-extractores-de-leche" href="https://connect.bcbsmt.com/espanol/b/tucobertura/posts/los-extractores-de-leche"&gt;&lt;/a&gt;Nourishing your newborn baby is an important part of your role as a parent. Breastfeeding is a popular option for many parents &amp;mdash; and for good reasons. Breast milk provides ideal nutrition that supports a baby&amp;rsquo;s growth and development. &lt;a title="The Center for Disease Control and Prevention" href="https://www.cdc.gov/breastfeeding/features/breastfeeding-benefits.html" rel="noopener noreferrer" target="_blank"&gt;The...&lt;/a&gt;(&lt;a href="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/breast-pumps"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsmt.com/aggbug?PostID=980&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Infant%2bCare">Infant Care</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Women_1920_s%2bHealth">Women’s Health</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Pregnancy">Pregnancy</category></item><item><title>Unlock Savings on Health Care</title><link>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/how-to-save-money</link><pubDate>Thu, 02 Apr 2026 19:20:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:aba05f62-6d2b-4b92-85a0-f35e66c71e2c</guid><dc:creator>BCBSMT Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsmt.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=958</wfw:commentRss><comments>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/how-to-save-money#comments</comments><description>No one likes to pay for health care. But we need health care to help us stay healthy, manage health conditions and get care when we need it most. Health insurance protects us from the financial burden of unexpected medical costs.
There are a few ways...(&lt;a href="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/how-to-save-money"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsmt.com/aggbug?PostID=958&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Prescriptions">Prescriptions</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Save%2bMoney">Save Money</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Provider%2bFinder">Provider Finder</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Blue365">Blue365</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Member%2bRewards">Member Rewards</category></item><item><title>Need an Explanation of Your Explanation of Benefits?</title><link>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/an-explanation-of-your-explanation-of-benefits</link><pubDate>Thu, 02 Apr 2026 14:02:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:6738acd4-4303-41f8-9976-863f2bdc6228</guid><dc:creator>BCBSMT Connect Team</dc:creator><slash:comments>2</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsmt.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=289</wfw:commentRss><comments>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/an-explanation-of-your-explanation-of-benefits#comments</comments><description>You&amp;rsquo;ve been to the doctor and paid your copay. How are you going to know when your claim is filed and finalized? Simple&amp;nbsp;&amp;mdash;&amp;nbsp;you&amp;#39;ll get your Explanation of Benefits (EOB). Your EOB will break down the services you received, the cos...(&lt;a href="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/an-explanation-of-your-explanation-of-benefits"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsmt.com/aggbug?PostID=289&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/How%2bHealth%2bInsurance%2bWorks">How Health Insurance Works</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Member%2bClaims">Member Claims</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Explanation%2bof%2bBenefits">Explanation of Benefits</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics">Insurance Basics</category></item><item><title>8 Things You Should Know About Deductibles</title><link>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/8-things-deductibles</link><pubDate>Thu, 02 Apr 2026 09:33:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:24a3cb05-3901-4db9-9c76-11966810e698</guid><dc:creator>BCBSMT Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsmt.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=811</wfw:commentRss><comments>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/8-things-deductibles#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/ocho-aspectos-deducibles" href="https://connect.bcbsmt.com/espanol/b/tucobertura/posts/ocho-aspectos-deducibles"&gt;&lt;/a&gt;Health plans can seem complicated. It helps to know what questions to ask and where to find the information you need.
Take deductibles, for example. They&amp;rsquo;re important to your pocketbook, but do you know how they work? To get you started, here a...(&lt;a href="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/8-things-deductibles"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsmt.com/aggbug?PostID=811&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Deductible">Deductible</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics">Insurance Basics</category></item><item><title>What Is a Health Insurance Claim?</title><link>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/what-is-a-health-insurance-claim</link><pubDate>Mon, 23 Mar 2026 12:09:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:4528f0fa-6a3d-4174-a6d1-efde993f3372</guid><dc:creator>BCBSMT Connect Team</dc:creator><slash:comments>1</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsmt.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=281</wfw:commentRss><comments>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/what-is-a-health-insurance-claim#comments</comments><description>We&amp;rsquo;ve all done it. Shown or uploaded our member ID card when filling out insurance forms in the doctor&amp;rsquo;s office or through an online portal. Your doctor&amp;rsquo;s office needs these details so they can file a claim.
A claim is a bill your d...(&lt;a href="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/what-is-a-health-insurance-claim"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsmt.com/aggbug?PostID=281&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Medical%2bClaims">Medical Claims</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Explanation%2bof%2bBenefits">Explanation of Benefits</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics">Insurance Basics</category></item><item><title>How to Choose Health Care Coverage</title><link>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/choose-coverage</link><pubDate>Fri, 20 Mar 2026 11:01:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:b5292b52-60ed-4910-b898-d9fe1d4e0557</guid><dc:creator>BCBSMT Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsmt.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=731</wfw:commentRss><comments>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/choose-coverage#comments</comments><description>As you get ready to buy health care coverage, here are a few things to think about before you decide on a plan that works for you and your family.
Do You Qualify for Assistance or Special Enrollment?
Whether you&amp;rsquo;re buying for the first time or ...(&lt;a href="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/choose-coverage"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsmt.com/aggbug?PostID=731&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Individual%2band%2bFamily%2bCoverage">Individual and Family Coverage</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Getting%2bHealth%2bInsurance">Getting Health Insurance</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Buy%2bHealth%2bInsurance">Buy Health Insurance</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Open%2bEnrollment">Open Enrollment</category></item><item><title>Manage Your Stress with Our Self-Management Programs</title><link>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/self-management-programs-managing-your-stress</link><pubDate>Thu, 19 Mar 2026 15:02:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:5ce4a19c-9302-43a3-a34f-b4edceda0f3e</guid><dc:creator>BCBSMT Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsmt.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=678</wfw:commentRss><comments>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/self-management-programs-managing-your-stress#comments</comments><description>Stress can happen to anyone. It comes in many different forms and from different areas of your life. Too much work? Not enough &amp;ldquo;me-time?&amp;rdquo; Problems with a loved one or friend.
Sometimes, stress can be overwhelming. When it is, your body of...(&lt;a href="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/self-management-programs-managing-your-stress"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsmt.com/aggbug?PostID=678&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Using%2bHealth%2bInsurance">Using Health Insurance</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Well%2bonTarget">Well onTarget</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Stress">Stress</category></item><item><title>Beware of Health Insurance Phone Scams</title><link>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/beware-of-health-insurance-sales-phone-scam</link><pubDate>Thu, 19 Mar 2026 06:11:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:5bdce4a2-4fff-465d-8b1c-a87bfab742ea</guid><dc:creator>BCBSMT Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsmt.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=659</wfw:commentRss><comments>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/beware-of-health-insurance-sales-phone-scam#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/cuidate-de-las-estafas-por-medio-de-llamadas-telefonicas" href="https://connect.bcbsmt.com/espanol/b/tucobertura/posts/cuidate-de-las-estafas-por-medio-de-llamadas-telefonicas"&gt;&lt;/a&gt;Some Blue Cross and Blue Shield of Montana&amp;nbsp;members have been targeted by phone scammers. There are two types of scam calls that members should be aware of.
The first type of scam call is known as &amp;quot;spoofing.&amp;quot;
Spoofing happens when someone fakes t...(&lt;a href="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/beware-of-health-insurance-sales-phone-scam"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsmt.com/aggbug?PostID=659&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Phone%2bscams">Phone scams</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Fraud">Fraud</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Health%2bInsurance%2bScams">Health Insurance Scams</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics">Insurance Basics</category></item><item><title>How to Use Your Digital Member ID Card</title><link>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/digital-member-id-card</link><pubDate>Tue, 03 Mar 2026 09:29:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:47266c8a-59ba-4f04-8f88-b850e6ffcef1</guid><dc:creator>BCBSMT Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsmt.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=850</wfw:commentRss><comments>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/digital-member-id-card#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/tarjeta-de-asegurado-digital" href="https://connect.bcbsmt.com/espanol/b/tucobertura/posts/tarjeta-de-asegurado-digital"&gt;&lt;/a&gt;Your phone does a lot more than text and make calls these days. It&amp;rsquo;s a safe place to keep important parts of your life. You can store photos of people you love and use it to pay for things. You can also use it to see your health insurance benef...(&lt;a href="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/digital-member-id-card"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsmt.com/aggbug?PostID=850&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/BCBS%2bApp">BCBS App</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Health%2bInsurance%2bTools">Health Insurance Tools</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/ID%2bCard">ID Card</category></item><item><title>The Help You Need to Navigate Your Health Plan</title><link>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/help-center</link><pubDate>Fri, 27 Feb 2026 19:09:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:2cd2940a-a015-40ce-b965-941cab63af73</guid><dc:creator>BCBSMT Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsmt.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1009</wfw:commentRss><comments>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/help-center#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/centro-de-ayuda" href="https://connect.bcbsmt.com/espanol/b/tucobertura/posts/centro-de-ayuda"&gt;&lt;/a&gt;Insurance can be confusing. We&amp;rsquo;re here to help. Our &lt;a title="Help Center" href="https://www.bcbsmt.com/help-center"&gt;Help Center&lt;/a&gt; can help you find the answers you need to use your benefits and get answers to key questions.
Get Help in One Handy Place
Bookmark the &lt;a title="Help Center" href="https://www.bcbsmt.com/help-center"&gt;Help Center&lt;/a&gt;&amp;nbsp;and visit often for quick, e...(&lt;a href="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/help-center"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsmt.com/aggbug?PostID=1009&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Network%2bProviders">Network Providers</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics">Insurance Basics</category></item><item><title>Learn About Prescription Costs</title><link>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/drug-costs</link><pubDate>Fri, 27 Feb 2026 07:54:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:7b236caa-f1bf-4342-a9d1-9b786d9e6bcb</guid><dc:creator>BCBSMT Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsmt.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=728</wfw:commentRss><comments>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/drug-costs#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/precio-recetas-medicas" href="https://connect.bcbsmt.com/espanol/b/tucobertura/posts/precio-recetas-medicas"&gt;&lt;/a&gt;There are many things to know when it comes to getting the medicine you need. How much will it cost? Is there one that will work just as well but cost less? Does it matter where I go to get my prescription filled?
And these are just a few. We have so...(&lt;a href="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/drug-costs"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsmt.com/aggbug?PostID=728&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Prescriptions">Prescriptions</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Generic">Generic</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Save%2bMoney">Save Money</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Drug%2bList">Drug List</category></item><item><title>What Is a Premium Tax Credit for Health Insurance?</title><link>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/what-is-the-premium-tax-credit-for-health-insurance</link><pubDate>Wed, 25 Feb 2026 13:29:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e84ea3e6-e363-474f-b345-50446d2c81de</guid><dc:creator>BCBSMT Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsmt.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=283</wfw:commentRss><comments>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/what-is-the-premium-tax-credit-for-health-insurance#comments</comments><description>A premium tax credit is a form of financial assistance. It helps with the cost of buying health insurance. Before you enroll in a new plan, check to see if you qualify for a tax credit.
Who Is Eligible?
Premium tax credits are for individuals and fam...(&lt;a href="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/what-is-the-premium-tax-credit-for-health-insurance"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsmt.com/aggbug?PostID=283&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Premium%2bTax%2bCredit">Premium Tax Credit</category></item><item><title>Everything You Need to Know About Health Savings and Flexible Spending Accounts</title><link>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/health-savings-accounts-and-flexible-spending-accounts</link><pubDate>Wed, 11 Feb 2026 12:24:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:feb92357-32e1-4ba3-a9c4-d4f0d866a265</guid><dc:creator>BCBSMT Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsmt.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=461</wfw:commentRss><comments>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/health-savings-accounts-and-flexible-spending-accounts#comments</comments><description>Along with acronyms for preferred provider organizations (PPOs) and health maintenance organizations (HMOs), add two more to your list. Both can help you pay doctor bills and save money.
Health savings accounts (HSAs) and flexible spending accounts (...(&lt;a href="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/health-savings-accounts-and-flexible-spending-accounts"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsmt.com/aggbug?PostID=461&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Flexible%2bSpending%2bAccount">Flexible Spending Account</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/PPO">PPO</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/consumer%2bdriven%2bhealth%2bplans">consumer driven health plans</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/health%2bsavings%2baccount">health savings account</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/HMO">HMO</category></item><item><title>What Is an HMO?</title><link>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/what-is-an-hmo</link><pubDate>Mon, 09 Feb 2026 21:01:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:d6def981-3372-466b-b1e4-9f2bb781c719</guid><dc:creator>BCBSMT Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsmt.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=919</wfw:commentRss><comments>https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/what-is-an-hmo#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/que-es-una-cobertura-hmo" href="https://connect.bcbsmt.com/espanol/b/tucobertura/posts/que-es-una-cobertura-hmo"&gt;&lt;/a&gt;An HMO &amp;mdash; or health maintenance organization &amp;mdash; can help keep your costs lower and more predictable compared to other types of plans. With one doctor to coordinate your care, an HMO health plan is easy to use.
An HMO health plan offers:

Mo...(&lt;a href="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/posts/what-is-an-hmo"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsmt.com/aggbug?PostID=919&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Using%2bHealth%2bInsurance">Using Health Insurance</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/Provider%2bFinder">Provider Finder</category><category domain="https://connect.bcbsmt.com/my-coverage-explained/b/weblog/archive/tags/HMO">HMO</category></item></channel></rss>