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First, keep the deadlines in mind. Open enrollment starts Nov. 1 and ends Jan. 15. But if you want your health insurance to start Jan. 1, the cut off is Dec. 15.
Second, do your research. Talk to your independent, authorized agent about questions you may have. Search for tips online to help compare health plans. And learn basic health plan information to help you understand your choices and costs.
You can buy health coverage on the Health Insurance Marketplace. You can also purchase directly from an insurance company or an online insurance seller. You can also get help from an agent or broker, at no cost to you.
But don’t wait. Planning will help you make a health insurance decision that works best for you and your family.
Original publish date: 10/20/2016, Revised 2020, 2022
Blue Cross and Blue Shield of Montana, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association
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