Open Enrollment 2023: Choose Your Plan

Open Enrollment 2023: Choose Your Plan

The open enrollment period can be confusing. Premiums. Deductibles. Coinsurance. Networks. We can help.

Here are three important steps to help you prepare for this year’s open enrollment for health insurance coverage.

Step 1: Make Note of the Deadline

Mark Dec. 15 on your calendar and set a reminder on your phone. This is the deadline to sign up for coverage that will begin Jan. 1, 2023. You can sign up for 2023 coverage through Jan. 15. But your coverage will not start until Feb. 1 if you don’t enroll by Dec. 15.

Step 2: Gather Your Personal Information

Before you start shopping, you may want to have some personal information handy:

list of enrollment items

Step 3: Find Out If You Qualify for Help to Pay Health Insurance Costs

Do you know that you may be able to get help paying for health care coverage? Depending on how big your family is and how much you earn, you may qualify for a subsidy, also known as an advance.

Special Enrollment

Find out if you qualify for a 2023 BCBSMT Individual health plan for yourself or your family. 

Enroll Now!

There are three main options for signing up for coverage from Blue Cross and Blue Shield of Montana (BCBSMT) for 2023:

1. Call us directly at 855-591-1515. Licensed sales agents will work with you to determine the plan that fits your needs.

2. Visit You can view and compare all plans available to you and fill out an application online.

3. Contact an independent, authorized BCBSMT agent. This is another method of talking directly to someone to help you choose a plan that meets your needs. If you need help finding an agent, go to our website at Scroll down the page until you see Choose Your Health Plan, and under Agent, click "Request an agent."

Original publish date: 11/15/2015;  Revised 2016-2022