Compare Health Care Costs

Compare Health Care Costs
2 minute read time

Many of us compare prices before we buy a product or service. It’s one of the best ways to be an informed consumer. But we might not think about comparing prices when it comes to our health care benefits. And that’s a missed opportunity because it could save quite a bit of money.

If we want the most value for our health care dollars, a little research is in order.

It’s no surprise that costs can vary greatly depending on where you go for care. For example, the cost of a mammogram might vary between $181 and $369 – depending on the provider. Knee replacements can range from $23,041 to $33,369.

And higher cost doesn’t always mean better quality. By doing some research before you get care, you may be able to lower your out-of-pocket costs.

 example of estimated costs
Cost sample amounts compiled from allowable in-network cost data for providers within a 75-mile radius of Billings, Montana. Costs are examples and may not apply to every member’s situation.

Be a Smart Health Care Consumer

We offer tools to help you make your health care choices. You can: 

  • Find a doctor or hospital in your health plan's network.
  • Compare costs* for different providers.
  • Estimate the cost for procedures, treatments and tests.
  • View patient feedback and add your review for a provider.
  • Review providers’ certifications and recognitions.

To use these toolslog into Blue Access for MembersSM at bcbsmt.com and go to Find CareNot using BAMSM to access your account yet? Get set up with a few easy steps. Once you're registered, you can log in to your secure account.

Or you can use the BCBSMT App. The app is available in English and Spanish for iPhone and Android users. Download the BCBSMT App from the Apple App Store leaving site icon or Google Playleaving site icon From the BCBSMT App, you can register for and log in to BAM.

*Cost estimates are not available for all plans. Before you schedule a diagnostic imaging procedure, your plan may require that you call a Benefits Value Advisor or Health Advocate.  If your plan does require that you contact a BVA or HA, your out-of-pocket costs may be higher if you do not call. Please see your plan documents for details. Cost estimates are just an estimate. In addition to your usual deductibles, copays and/or coinsurance, the actual cost of the services may vary based on a number of factors including the date of service, the actual procedure performed, what services were billed by the provider and your particular benefit plan. Coverage is subject to the limitations and exclusions of your plan.