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  • Why Does a Drug Need Pre-Approval?

    Some drugs should be checked to make sure they are safe and used correctly. This may mean that a step called pre-approval (sometimes called prior authorization) is needed before it will be covered by your plan. Like hospital stays and some types...
    • 684 Views

  • Find Out If You Have a Copay Before You Go to the Doctor

    Before visiting your health care provider, check to see if you’ll need to make a copay. You can find out your copay amount by looking at your member ID card or checking your benefit booklet or health plan contract. You can also log in to y...
    • 640 Views

  • How to Check Your Drug Coverage

    When your doctor says you need a prescription drug, one of your first thoughts may be, “How much will it cost me?” It’s an important thing to know, and there are several ways to find out. You might think about checking with your doc...
    • 1039 Views

  • Need Information? Here’s Where to Find It

    There are many ways you can get information from us. We offer options to suit a variety of communication preferences. Our Website Visit bcbsmt.com for information about all we have to offer: If you’re shopping for insurance, you can ...
    • 8751 Views

  • Jumpstart Your Wellness: Review Your Benefits

    It’s another new year, another chance to start fresh. But if grand New Year’s resolutions aren’t your style, there is one easy way to keep on top of your health: Brush up on the benefits that come with your health plan. It’s a...
    • 3881 Views

  • Keep Your Member ID Card Close

    It might be a thin piece of plastic tucked in your wallet until you need it. Or it might be something you find in an app on your phone. Either way, your member ID card packs a wallop. What else holds everything you need to take care of your health...
    • 8518 Views

  • Your Blue Points Rewards Program Just Got Better

    This article is intended for members enrolled in an individual health insurance plan through the health insurance marketplace (not those who have coverage through an employer). Well onTarget® and Blue PointsSM are not available to all m...
    • 163 Views

  • Enrolled for 2025? Find Out What to Expect Next

    This article is intended for members enrolled in an individual health insurance plan. When you enrolled in your 2025 Blue Cross and Blue Shield of Montana (BCBSMT) health plan, you started a chain reaction.* We have been hard at work for several...
    • 10882 Views

  • Need to See a Specialist?

    When you’re not feeling well, you might call your primary care doctor. With a little care, your doctor may have you on the road to recovery in no time. But what if your health issue is more serious? Your primary care doctor may say you need to ....
    • 1997 Views

  • Save Money With a Value Pharmacy

    Did you know your health plan may offer a value pharmacy network? When you use a value pharmacy, you pay the lowest out-of-pocket cost on covered prescription drugs. With your Blue Cross and Blue Shield of Montana prescription drug plan, you save...
    • 17267 Views

  • Everything You Need to Know About Health Savings and Flexible Spending Accounts

    Along with acronyms for preferred provider organizations (PPOs) and health maintenance organizations (HMOs), add two more to your list. Both can help you pay doctor's bills and save money. Health savings accounts (HSAs) and flexible spending accounts...
    • 5102 Views

  • What Is 3D Mammography?

    Women have choices when it comes to breast cancer screenings. A standard mammogram every one or two years is the recommended best practice for early detection. It can detect breast cancer up to three years before it can be felt. Since their introduct...
    • 2307 Views

  • What Is an HMO?

    If you're looking for a health plan that's easy to understand, easy to use and easy on your wallet, an HMO may be just what you need for you and your family. It’s Simple An HMO — or health maintenance organization — keeps costs low ...
    • 1091 Views

  • Are Your Doctors Talking to Each Other?

    Finding and treating eye disease early is key to maintaining good vision. Screening for diabetic eye disease has saved many people from developing poor vision or even going blind. A complete exam by an ophthalmologist or optometrist can detect early...
    • 194 Views

  • Know Your Colorectal Cancer Screening Options

    Getting screened for colon cancer is an important way to protect your health. Colon cancer is the third leading cause of cancer death in the U.S. But colon cancer can be successfully treated when it is found and treated early. Until it grows or sprea...
    • 2034 Views

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