• Health Insurance Terms: What Is Recommended Clinical Review?

    March 13, 2023
    Sometimes, it seems like you need to bring a dictionary with you to the doctor’s office. Medical terms for a the diagnosis of a condition or illness can be a mouthful. The names of prescription medicines don’t always roll off the tongue e...
  • Prior Authorization: What You Need to Know

    March 10, 2023
    Understanding your health insurance is the best way to enjoy all its benefits. When you know what steps you need to take before treatment, things go more smoothly. One of the most important steps is prior authorization. Many times, your doctor will...
  • Get the Best Price on Your Prescriptions

    March 10, 2023
    There are many things to know when it comes to getting the medicine you need. How much will it cost? Is there one that will work just as well but cost less? Does it matter where I go to get my prescription filled? And these are just a few. But don&rs...
  • How HMO Works: Emergency Room Coverage

    March 6, 2023
    Do you have an HMO health plan? HMO is the acronym for Health Maintenance Organization. Your HMO coverage covers routine preventive care – along with emergency care. Knowing you have health care coverage that you can count when an accident or u....
  • Having a Health Care Procedure? You Could Earn Cash with Members Rewards*

    February 23, 2023
    Did you know you can shop and compare costs for over 1,700 health care procedures online using our Provider Finder® tool? Just like shopping for new tires for your car or a new computer, doing a little comparison shopping can really pay off.&nbsp...
  • What is a Health Insurance Deductible?

    February 23, 2023
    When it comes to paying for your health insurance there are three main parts: your deductible, your coinsurance and your monthly premium. Let’s break this down. Your health insurance deductible is the amount you must pay before the health plan ....
  • Save Yourself Time and Money with Provider Finder

    February 22, 2023
    There’s a lot to think about when deciding where to get health care – cost, networks, location and more. Being informed does not have to be tricky. We have resources available to help you make the best decision for you. Our Provider Finde...
  • Check the Price Tag Before You Go for Care

    February 20, 2023
    You wouldn’t buy a car without shopping around for the best deal, would you? So do you check the price tag when you need a medical procedure? Cost is something to look at when choosing where to go for care. When your doctor suggests a procedure....
  • Meet a Benefits Value Advisor

    February 17, 2023
    No doubt about it, the health care system can be confusing. Who can you turn to when you have questions about your health care coverage? Blue Cross and Blue Shield of Montana (BCBSMT) offers members a great go-to resource. Get clear answers to your...
  • Is Your Pharmacy In-Network?

    February 15, 2023
    It makes sense to make sure your health provider is in the network before you make an appointment. When you use an in-network care provider and facility, you get the most from your health insurance plan. The same is true with your pharmacy. When...
  • Can We Talk? Health Questions Answered 24/7

    February 10, 2023
    Health questions pop every now and then. We all have them. Sometimes they’re casual curiosity. Other times, they’re sparked by a health situation that needs immediate attention. Where can you get expert answers – especially in the m...
  • Contact Us With Your Questions

    February 8, 2023
    Your health insurance is important. Understanding your health plan is the best way to make sure you get the most benefits from it. So, it’s only natural that you have some questions about it. We’re always happy to answer your questions an...
  • What is a CDHP and How Does It Work?

    February 6, 2023
    Buying health insurance can be very confusing. We all want to choose the best plans for our needs. One plan worth a close look is the consumer-directed health plan (CDHP) – sometimes called a consumer-driven health plan and high-deductible heal....
  • New Personal Challenges Help You Improve Your Life

    February 2, 2023
    Well onTarget® and Blue PointsSM are not available to all members. Check Blue Access for Members or ask your benefits administrator to see if you have these benefits. Well onTarget is designed to give you the support you need to make health...
  • Staying In-Network Can Help Cut Costs

    February 2, 2023
    When you shop, you probably keep an eye on costs. You want to buy the things you need at a fair price. What about when you’re shopping for health care? Using providers in your health plan’s network can help you save money. A network inclu...