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    How Prior Authorization Helps

    Prior Authorization helps make sure prescription medicines are being used safely, as intended and at the best cost. Only a handful of drugs need prior authorization, also called pre-approval. Those are often the ones that cost the most or the ones...
    • 526 Views
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    Your Prescription Wasn’t Covered. Here’s What You and Your Doctor Can Do

    You need a new drug and find your prescription isn’t covered. Or you’ve taken a drug in the past and find it’s no longer covered. Find out why meds may not be covered, and what you can do next. Health plans cover a wide range of med...
    • 1433 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/whats-in-your-benefit-book.jpg

    What’s In Your Benefit Book?

    This article is intended for members enrolled in an individual health insurance plan. In some of the emails, letters and other communications you get from us, you may notice the phrase, “See your Benefit Book for details.” That’s be...
    • 1003 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/2059397_5F00_mailOrderPharmacy.jpg

    You've Got Mail: Pharmacy Mail Order Service

    Using a mail order pharmacy service can save you time, and maybe even money. It's convenient because your prescriptions are mailed right to you. That saves you a trip to the pharmacy. You can enjoy home delivery from Express Scripts® Ph...
    • 5426 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/digital-benefit-book.jpg

    Paper or Digital Benefit Book: A Weighty Question

    This article is intended for members enrolled in an individual health insurance plan. When you sign up for your plan during Open Enrollment, you’ll get to choose whether to get your plan information by mail or digitally. If you choose the digit....
    • 721 Views
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    Contact Us With Your Questions

    Your health insurance is important. Understanding your health plan is the best way to make sure you get the most benefits from it. So, it’s only natural that you have some questions. We’re always happy to answer your questions and be acce...
    • 5406 Views
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    You Now Have Easy Access to Your Dental Benefits Information

    Dental benefits are not available to all members. Check Blue Access for MembersSM or ask your benefits administrator to see if you have these benefits. If you have dental benefits as part of your health plan, you now have easier access to your covera...
    • 1691 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/save_2D00_money.jpg

    How to $ave Money

    There are many ways you can help keep your health care costs down. Try these tips to find $avings on doctor visits, prescription medications, fitness trackers and more. We have resources to help you make the best decision for you. Our Provider F...
    • 2060 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/BrandS_2D00_pregnancy.jpg

    Get Pregnancy and Newborn Info with Special Beginnings

    Ready to start the bump watch? We’re talking about your baby bump. If you’re expecting, it might seem like the only thing that you can expect is a lot of change. Pregnancy is a time of excitement and planning, but it's also a time of&nbsp...
    • 5067 Views
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    New Personal Challenges Help You Improve Your Life

    Well onTarget® and Blue PointsSM are not available to all members. Check Blue Access for Members or ask your benefits administrator to see if you have these benefits. Well onTarget is designed to give you the support you need to make health...
    • 4402 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/8688.FSER.jpg

    How HMO Works: Emergency Room Coverage

    Do you have an HMO health plan? HMO is the acronym for Health Maintenance Organization. Your HMO coverage covers routine preventive care – along with emergency care. Knowing you have health care coverage that you can count when an accident or u....
    • 7503 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/0216.HealthInsuranceQuestions7444332.jpg

    What is a CDHP and How Does It Work?

    Buying health insurance can be very confusing. We all want to choose the best plans for our needs. One plan worth a close look is the consumer-directed health plan (CDHP) – sometimes called a consumer-driven health plan and high-deductible heal....
    • 9561 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/Top-4-Tips-Saving-Money-Pharmacy.jpg

    Get Our Top 4 Tips for Saving Money on Prescriptions

    There are several ways you can help keep your health care costs down when using your prescription drug benefits. 1. Use a Value Pharmacy Before you fill prescriptions, be sure you are using a pharmacy in the Value Pharmacy Network. Some medications...
    • 4792 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/diabetes_2D00_test_2D00_strips.jpg

    Some Insulin Drugs and Diabetic Test Strips May Be Available at a Lower Cost

    If you live with diabetes, you know that one of the biggest challenges is keeping your blood sugar at close-to-normal levels. It’s important to maintain glucose levels as close to normal as possible to help reduce the chance of any diabetes-rel....
    • 1694 Views
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    How HMO Insurance Works – Quick Tips Guide

    Millions of people have an HMO health plan. Yet, plenty of them are still a little fuzzy about what that really means. HMO stands for Health Maintenance Organization. It’s a type of health plan that gives you access to a network of doctors and ....
    • 6385 Views