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  • New Personal Challenges Help You Improve Your Life

    Well onTarget® and Blue PointsSM are not available to all members. Check Blue Access for Members or ask your benefits administrator to see if you have these benefits. Well onTarget is designed to give you the support you need to make health...
    • 3792 Views

  • Health Insurance Terms: What Is Recommended Clinical Review?

    Sometimes, it seems like you need to bring a dictionary with you to the doctor’s office. Medical terms for the diagnosis of a condition or illness can be a mouthful. The names of prescription medicines don’t always roll off the tongue eit...
    • 4202 Views

  • How HMO Works: Emergency Room Coverage

    Do you have an HMO health plan? HMO is the acronym for Health Maintenance Organization. Your HMO coverage covers routine preventive care – along with emergency care. Knowing you have health care coverage that you can count when an accident or u....
    • 5602 Views

  • Having a Health Care Procedure? You Could Earn Cash with Members Rewards*

    Did you know you can shop and compare costs for over 1,700 health care procedures online using our Provider Finder® tool? Just like shopping for new tires for your car or a new computer, doing a little comparison shopping can really pay off.&nbsp...
    • 2628 Views

  • What is a Health Insurance Deductible?

    When it comes to paying for your health insurance there are three main parts: your deductible, your coinsurance and your monthly premium. Let’s break this down. Your health insurance deductible is the amount you must pay before the health plan ....
    • 5007 Views

  • Check the Price Tag Before You Go for Care

    You wouldn’t buy a car without shopping around for the best deal, would you? So do you check the price tag when you need a medical procedure? Cost is something to look at when choosing where to go for care. When your doctor suggests a procedure....
    • 2387 Views

  • Meet a Benefits Value Advisor

    No doubt about it, the health care system can be confusing. Who can you turn to when you have questions about your health care coverage? Blue Cross and Blue Shield of Montana (BCBSMT) offers members a great go-to resource. Get clear answers to your...
    • 2365 Views

  • Is Your Pharmacy In-Network?

    It makes sense to make sure your health provider is in the network before you make an appointment. When you use an in-network care provider and facility, you get the most from your health insurance plan. The same is true with your pharmacy. When...
    • 6884 Views

  • Can We Talk? Health Questions Answered 24/7

    Health questions pop every now and then. We all have them. Sometimes they’re casual curiosity. Other times, they’re sparked by a health situation that needs immediate attention. Where can you get expert answers – especially in the m...
    • 14206 Views

  • What is a CDHP and How Does It Work?

    Buying health insurance can be very confusing. We all want to choose the best plans for our needs. One plan worth a close look is the consumer-directed health plan (CDHP) – sometimes called a consumer-driven health plan and high-deductible heal....
    • 8763 Views

  • MyPrime.com – 24/7 Prescription Drug Access

    If you have prescription drug coverage through Blue Cross and Blue Shield of Montana (BCBSMT), Prime Therapeutics is your pharmacy benefit manager (PBM). You can visit MyPrime.com (your PBM’s member website) on any mobile device...
    • 6560 Views

  • New Member? 3 Steps to Using Your Health Insurance

    Are you a new member? To make using your health plan as easy as possible, there are three simple steps to take now so that you are set when you need care. Step 1: Look out for new member information After you enroll*, you should receive these things...
    • 11572 Views

  • Get Our Top 4 Tips for Saving Money on Prescriptions

    There are several ways you can help keep your health care costs down when using your prescription drug benefits. 1. Use a Value Pharmacy Before you fill prescriptions, be sure you are using a pharmacy in the Value Pharmacy Network. Some medications...
    • 4208 Views

  • Some Insulin Drugs and Diabetic Test Strips May Be Available at a Lower Cost

    If you live with diabetes, you know that one of the biggest challenges is keeping your blood sugar at close-to-normal levels. It’s important to maintain glucose levels as close to normal as possible to help reduce the chance of any diabetes-rel....
    • 1042 Views

  • How HMO Insurance Works – Quick Tips Guide

    Millions of people have an HMO health plan. Yet, plenty of them are still a little fuzzy about what that really means. HMO stands for Health Maintenance Organization. It’s a type of health plan that gives you access to a network of doctors and ....
    • 5458 Views

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