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Blogs

  • What is a CDHP and How Does It Work?

    February 6, 2023
    Buying health insurance can be very confusing. We all want to choose the best plans for our needs. One plan worth a close look is the consumer-directed health plan (CDHP) – sometimes called a consumer-driven health plan and high-deductible heal....
    • 7927 Views

  • Staying In-Network Can Help Cut Costs

    February 2, 2023
    When you shop, you probably keep an eye on costs. You want to buy the things you need at a fair price. What about when you’re shopping for health care? Using providers in your health plan’s network can help you save money. A network inclu...
    • 13131 Views

  • MyPrime.com – 24/7 Prescription Drug Access

    January 19, 2023
    If you have prescription drug coverage through Blue Cross and Blue Shield of Montana (BCBSMT), Prime Therapeutics is your pharmacy benefit manager (PBM). You can visit MyPrime.com (your PBM’s member website) on any mobile device...
    • 5946 Views

  • New Member? 3 Steps to Using Your Health Insurance

    December 12, 2022
    Are you a new member? To make using your health plan as easy as possible, there are three simple steps to take now so that you are set when you need care. Step 1: Look out for new member information After you enroll*, you should receive these things...
    • 10714 Views

  • Everything You Need to Know about Health Savings Accounts and Flexible Spending Accounts

    November 1, 2022
    Most people are familiar with the role preferred provider organizations (PPOs) and health maintenance organizations (HMOs) play in helping people stay healthy. There are two other important acronyms you should know. Ones that can help you pay doctor...
    • 4295 Views

  • Get Our Top 4 Tips for Saving Money on Prescriptions

    November 1, 2022
    There are several ways you can help keep your health care costs down when using your prescription drug benefits. 1. Use a Value Pharmacy Before you fill prescriptions, be sure you are using a pharmacy in the Value Pharmacy Network. Some medications...
    • 3494 Views

  • What is 3D Mammography?

    September 20, 2022
    Women have choices when it comes to breast cancer screenings. Standard mammograms every one or two years are the recommended best practice for early detection. They can detect breast cancer up to three years before it can be felt. Since their in...
    • 1930 Views

  • Save Money with a Value Pharmacy

    September 19, 2022
    Did you know your health plan may offer a value pharmacy network? By using a value pharmacy, you may pay the lowest out of pocket cost on covered prescription drugs. With your Blue Cross and Blue Shield of Montana prescription drug plan, you save...
    • 15487 Views

  • Some Insulin Drugs and Diabetic Test Strips May Be Available at a Lower Cost

    September 13, 2022
    If you live with diabetes, you know that one of the biggest challenges is keeping your blood sugar at close-to-normal levels. It’s important to maintain glucose levels as close to normal as possible to help reduce the chance of any diabetes-rel....
    • 557 Views

  • How HMO Insurance Works – Quick Tips Guide

    August 26, 2022
    Millions of people have an HMO health plan. Yet, plenty of them are still a little fuzzy about what that really means. HMO stands for Health Maintenance Organization. It’s a type of health plan that gives you access to a network of doctors and ....
    • 4378 Views

  • Take Advantage of Prime Mail Order and Specialty Pharmacy Services

    August 25, 2022
    This information applies to members who have Prime Therapeutics (Prime) pharmacy administration. If you’re not sure if you have Prime, check your Blue Access for MembersSM account, ask your benefits administrator, check the pharmacy information....
    • 1336 Views

  • What Is an HMO?

    August 7, 2022
    If you're looking for a health plan that's easy to understand, easy to use and easy on your wallet, an HMO may be just what you need for you and your family. HMO. It’s Simple. An HMO – or Health Maintenance Organization – keeps cost...
    • 566 Views

  • Do You Know How to Keep Yourself Safe from Scammers?

    July 29, 2022
    When it comes to protecting yourself from scams, it’s a good idea to be leery of strangers. The bad guys are always coming up with new ways to steal your private data — and your money. You may already know not to open that strange text me...
    • 645 Views

  • Save Money on Prescriptions with Medication Finder

    July 25, 2022
    The cost of prescription medicines is always a hot topic. Most of us have experienced sticker shock at least once when we’ve filled a prescription. So, it’s not surprising that one in four Americans say it’s hard to pay for their me...
    • 737 Views

  • Prescription Drugs: Generic versus Brand

    July 6, 2022
    Understanding generic drugs – and how they’re different from brand drugs – can help you manage your prescription drug costs. Breaking Down Generic Drugs Generic drugs can be used two ways: Generic equivalents have the exact sa...
    • 5984 Views

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