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The price of health care services can differ by hundreds and sometimes thousands of dollars based on where you get care. Higher cost doesn't always mean better quality. By choosing a cost-effective option for your care, you can save money on your out-of-pocket costs, and may earn cash with Member Rewards.
Take a look at these examples:
Medical Procedure |
Provider A Cost |
Provider B Cost |
Cost Difference |
MRI of the Brain |
$682 |
$3,849 |
$3,167 |
Knee Replacement |
$17,003 |
$61,980 |
$44,977 |
How Does Member Rewards Work?
It's easy. There aren't any forms to fill out. Just follow these steps when a doctor suggests a medical procedure or service:
Once the claim is paid and verified as reward eligible, you'll receive a check in the mail.
*To see if you have the Member Rewards program, call the customer service number listed on your BCBSMT member ID card. Even if you don’t have Member Rewards, you can still cut your out-of-pocket costs by choosing a lower cost provider.
Originally published 3/5/2019; Revised 2020, 2022, 2023
Blue Cross and Blue Shield of Montana, a Division of Health Care Service Corporation,
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