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  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/BrandS_5F00_Pharmacy_5F00_PharmacistBottle.jpg

    Why Does a Drug Need Pre-Approval?

    Some drugs should be checked to make sure they are safe and used correctly. This may mean that a step called pre-approval (sometimes called prior authorization) is needed before it will be covered by your plan. Like hospital stays and some types...
    • 1186 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/pasos.jpg

    New Member? Take Three Steps to Start Using Your Health Plan

    Are you a new member? To make the most of your health plan, take three simple steps now. It’s the best way to make sure you’re set when you need care. Step 1: Watch for new member information After you enroll*, you will receive these thre...
    • 11974 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/find-out-copay.jpg_2D00_680x320x2.jpg

    Find Out If You Have a Copay Before You Go to the Doctor

    Before visiting your health care provider, check to see if you’ll need to make a copay. You can find out your copay amount by looking at your member ID card or checking your benefit booklet or health plan contract. You can also log in to y...
    • 1015 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/emergency-use-medicines.jpg

    Some Emergency-Use Medicines Now Available at No Cost

    We want to make sure our members have access to safe and cost-effective prescription drugs. If you have prescription drug benefits through Prime Therapeutics LLC, some medicines may now* be available at no cost to you when you use a pharma...
    • 329 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/how-check-drug-coverage.jpg

    How to Check Your Drug Coverage

    When your doctor says you need a prescription drug, one of your first thoughts may be, “How much will it cost me?” It’s an important thing to know, and there are several ways to find out. You might think about checking with your doc...
    • 2008 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/banner-information.jpg

    Need Information? Here’s Where to Find It

    There are many ways you can get information from us. We offer options to suit a variety of communication preferences. Our Website Visit bcbsmt.com for information about all we have to offer: If you’re shopping for insurance, you can ...
    • 9744 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/5187.jumpstart-self-care.jpg

    Jumpstart Your Wellness: Review Your Benefits

    It’s another new year, another chance to start fresh. But if grand New Year’s resolutions aren’t your style, there is one easy way to keep on top of your health: Brush up on the benefits that come with your health plan. It’s a...
    • 4339 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/5618.smiling-father-holding-child.jpg

    Keep Your Member ID Card Close

    It might be a thin piece of plastic tucked in your wallet until you need it. Or it might be something you find in an app on your phone. Either way, your member ID card packs a wallop. What else holds everything you need to take care of your health...
    • 10892 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/ifm-blue-points.jpg

    Your Blue Points Rewards Program Just Got Better

    This article is intended for members enrolled in an individual health insurance plan through the health insurance marketplace (not those who have coverage through an employer). Well onTarget® and Blue PointsSM are not available to all m...
    • 904 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/2867.banner_5F00_what_5F00_to_5F00_expect_5F00_next_5F00_2020.jpeg

    Enrolled for 2025? Find Out What to Expect Next

    This article is intended for members enrolled in an individual health insurance plan. When you enrolled in your 2025 Blue Cross and Blue Shield of Montana (BCBSMT) health plan, you started a chain reaction.* We have been hard at work for several...
    • 11208 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/GETTYSpecialist.JPG

    Need to See a Specialist?

    When you’re not feeling well, you might call your primary care doctor. With a little care, your doctor may have you on the road to recovery in no time. But what if your health issue is more serious? Your primary care doctor may say you need to ....
    • 2230 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/2158.MedicationPrescriptions_5F00_143469949.jpg

    Save Money With a Value Pharmacy

    Did you know your health plan may offer a value pharmacy network? When you use a value pharmacy, you pay the lowest out-of-pocket cost on covered prescription drugs. With your Blue Cross and Blue Shield of Montana prescription drug plan, you save...
    • 18166 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/2022.HealthInsuranceQuestions7444332.jpg

    Everything You Need to Know About Health Savings and Flexible Spending Accounts

    Along with acronyms for preferred provider organizations (PPOs) and health maintenance organizations (HMOs), add two more to your list. Both can help you pay doctor's bills and save money. Health savings accounts (HSAs) and flexible spending accounts...
    • 5540 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/1258.mammogram.jpg

    What Is 3D Mammography?

    Women have choices when it comes to breast cancer screenings. A standard mammogram every one or two years is the recommended best practice for early detection. It can detect breast cancer up to three years before it can be felt. Since their introduct...
    • 2523 Views
  • https://connect.bcbsmt.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/BrandSource_2D00_DoctorPatient.jpg

    What Is an HMO?

    If you're looking for a health plan that's easy to understand, easy to use and easy on your wallet, an HMO may be just what you need for you and your family. It’s Simple An HMO — or health maintenance organization — keeps costs low ...
    • 1523 Views

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