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Blogs

  • Men, Make Your Health a Priority

    May 2, 2023
    You’re a healthy guy. You've never taken a sick day off from work. You eat healthy and exercise. You’ve never even had a cavity. You may be feeling invincible. You may think it’s no big deal to skip an annual wellness check. Not so ...
    • 4310 Views

  • Do Your Prescription Drugs Need Prior Authorization?

    April 30, 2023
    Have you ever gone to pick up a new medicine, only to have the pharmacist tell you it needs prior authorization? It happens to many of us. Here are things you can do to avoid leaving empty handed. When you receive a new prescription, ask your doctor...
    • 1659 Views

  • Your Virtual Medicine Cabinet Has Arrived With MyBlueRxMT

    April 25, 2023
    This article is intended for members enrolled in an employer-sponsored health insurance plan. Prescription information can be confusing. Knowing when to get a drug refilled or keeping track of a medication approval is time-consuming. And finding...
    • 474 Views

  • Is My Prescription a Pharmacy or Medical Benefit?

    April 24, 2023
    It’s no secret that prescription drugs can be pricey. Everyone wants to find ways to save on their medications. One of the best ways to save is to make sure you understand your health plan’s benefits and how they work. Knowledge is power,...
    • 2186 Views

  • New Personal Challenges Help You Improve Your Life

    April 11, 2023
    Well onTarget® and Blue PointsSM are not available to all members. Check Blue Access for Members or ask your benefits administrator to see if you have these benefits. Well onTarget is designed to give you the support you need to make health...
    • 2887 Views

  • Health Insurance Terms: What Is Recommended Clinical Review?

    March 13, 2023
    Sometimes, it seems like you need to bring a dictionary with you to the doctor’s office. Medical terms for the diagnosis of a condition or illness can be a mouthful. The names of prescription medicines don’t always roll off the tongue eit...
    • 3813 Views

  • How HMO Works: Emergency Room Coverage

    March 6, 2023
    Do you have an HMO health plan? HMO is the acronym for Health Maintenance Organization. Your HMO coverage covers routine preventive care – along with emergency care. Knowing you have health care coverage that you can count when an accident or u....
    • 3222 Views

  • Having a Health Care Procedure? You Could Earn Cash with Members Rewards*

    February 23, 2023
    Did you know you can shop and compare costs for over 1,700 health care procedures online using our Provider Finder® tool? Just like shopping for new tires for your car or a new computer, doing a little comparison shopping can really pay off.&nbsp...
    • 1988 Views

  • What is a Health Insurance Deductible?

    February 23, 2023
    When it comes to paying for your health insurance there are three main parts: your deductible, your coinsurance and your monthly premium. Let’s break this down. Your health insurance deductible is the amount you must pay before the health plan ....
    • 4759 Views

  • Check the Price Tag Before You Go for Care

    February 20, 2023
    You wouldn’t buy a car without shopping around for the best deal, would you? So do you check the price tag when you need a medical procedure? Cost is something to look at when choosing where to go for care. When your doctor suggests a procedure....
    • 1768 Views

  • Meet a Benefits Value Advisor

    February 17, 2023
    No doubt about it, the health care system can be confusing. Who can you turn to when you have questions about your health care coverage? Blue Cross and Blue Shield of Montana (BCBSMT) offers members a great go-to resource. Get clear answers to your...
    • 2015 Views

  • Is Your Pharmacy In-Network?

    February 15, 2023
    It makes sense to make sure your health provider is in the network before you make an appointment. When you use an in-network care provider and facility, you get the most from your health insurance plan. The same is true with your pharmacy. When...
    • 6134 Views

  • Can We Talk? Health Questions Answered 24/7

    February 10, 2023
    Health questions pop every now and then. We all have them. Sometimes they’re casual curiosity. Other times, they’re sparked by a health situation that needs immediate attention. Where can you get expert answers – especially in the m...
    • 13468 Views

  • What is a CDHP and How Does It Work?

    February 6, 2023
    Buying health insurance can be very confusing. We all want to choose the best plans for our needs. One plan worth a close look is the consumer-directed health plan (CDHP) – sometimes called a consumer-driven health plan and high-deductible heal....
    • 7884 Views

  • Staying In-Network Can Help Cut Costs

    February 2, 2023
    When you shop, you probably keep an eye on costs. You want to buy the things you need at a fair price. What about when you’re shopping for health care? Using providers in your health plan’s network can help you save money. A network inclu...
    • 13088 Views

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